Lessons » Lesson 2: Savings & Budgeting

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Teaching Your Preschooler To Not Lose Money

(Source: Thrive By Five)

Teach your preschooler the basic lessons about money with the Credit Union National Association’s Thrive by Five curriculum.

Intermediate Allowance Budgeting Lesson Plan (NEW!)

(Source: MoneyAndStuff.info)
Time/Duration: 1 Hour/Class period

This lesson plan is designed to help students develop the attitudes and skills needed to achieve personal finance success. They will learn the implications of sound financial decision-making and how to create and manage a budget that includes a savings component.

How to Become a Millionaire

(Source: MoneyMath - Unit 1)

Designed for kids in grades 5-8, this lesson plan includes age-appropriate lessons that explain concepts of budgeting and saving money so they can purchase items.

The Leaves in October

(Source: Money Management International)

This lesson for grades 4-6, from Money Management International, examines various spending and saving decisions. Students read The Leaves in October by Karen Ackerman and discuss the advantages and disadvantages of various places to save their money.

Blue Bullet BizKid$ Curriculum

Teachers, parents, credit union staff and volunteers can use the financial education curriculum below. The online curriculum includes instructions on how to teach Biz Kid$ lessons to children. Five core Biz Kid$ lesson plans in expanded formats in both English and Spanish are available. The curriculum can be downloaded, unzipped, and then burned to CD for distribution.

 

Budgeting: Making the Most of Your Money

(Source: NEFE Unit Two)

Get smart about the money you earn and the money you spend. You will see where all your money goes, decide if that’s how you want to continue spending it, and make a plan to buy the things that are really important to you.

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90% of Americans who own pets also buy their animals Christmas gifts.

According to a poll, most people won't pick up money lying on the sidewalk unless it is at least a dollar.

Five percent of lottery ticket buyers buy 51% of all tickets sold.

People leave bigger tips on sunny days than they do on dreary days.

A typical $1 bill lasts about 22 months before it needs to be replaced.

The Bureau of Engraving and Printing produces 38 million notes a day (about $541 million). 95% of that is used to replace old bills.

About 48% of the bills printed by the Bureau of Engraving and Printing are $1 bills.

Martha Washington is the only woman whose portrait has appeared on a U.S. currency note (a $1 Silver Certificate in 1886, 1891 & 1896).

If you had one billion dollars and spent $1,000 a day, it would take you 2,749 years to spend it all.

A Quarter has 119 grooves on its edge, one more than a dime.

There is a tiny "spider" hidden in the top right corner on the front of a one dollar bill (on the shield of the "1").

"Novus Ordo Seclorum" - the Latin phrase shown below the pyramid on the one dollar bill - means "New Order of The Ages".

Coins usually survive in circulation for about 30 years.

A nickel is the only U.S. coin that is called by its metal content, even though it is only 25 percent nickel (the rest is copper).