Lessons » Lesson 2: Savings & Budgeting

Basic Level

Teaching Your Preschooler To Not Lose Money

(Source: Thrive By Five)

Teach your preschooler the basic lessons about money with the Credit Union National Association’s Thrive by Five curriculum.

Intermediate Level

How to Become a Millionaire

(Source: MoneyMath - Unit 1)

Designed for kids in grades 5-8, this lesson plan includes age-appropriate lessons that explain concepts of budgeting and saving money so they can purchase items.

The Leaves in October

(Source: Money Management International)

This lesson for grades 4-6, from Money Management International, examines various spending and saving decisions. Students read The Leaves in October by Karen Ackerman and discuss the advantages and disadvantages of various places to save their money.

Advanced Level

Budgeting: Making the Most of Your Money

(Source: NEFE Unit Two)

Get smart about the money you earn and the money you spend. You will see where all your money goes, decide if that’s how you want to continue spending it, and make a plan to buy the things that are really important to you.

Top of the Page

“I want to commend the credit unions for stepping up to the plate.” - State Senator Lance Mason

“The educational tools of MoneyAndStuff will keep students from getting into a personal financial crisis.” - State Senator Tom Sawyer

“Ohio’s credit unions, teachers, and maybe more importantly parents, are taking on this initiative to make a difference in people’s lives.” - State Senator Tom Sawyer

“I support your efforts. [Financial education] is an area that needs a lot more effort than it is currently getting.” - State Senator Dale Miller

“I want to thank the Ohio Credit Union League and Ohio credit unions for extending their hand to educators, students, parents, and legislators by creating MoneyAndStuff.” - State Representative Ron Gerberry

“MoneyAndStuff is so critically important for not only the students, but also the parents. It’s a great resource. I will be talking about it wherever I go.” - State Senator Theresa Fedor

“Financial education in every school has been needed for a long, long time. What you (credit unions) are about here is good for America.” - Congresswoman Marcy Kaptur

“I hope every child has a real account in a credit union or a virtual account.” - Congresswoman Marcy Kaptur

“It’s not how much you make, it’s how much you save.” - Congresswoman Marcy Kaptur

“My hat is off to the credit unions for doing this.” - Congressman Steve Chabot

“As a former teacher, I particularly like the effort to reach out to parents and educators.” - Congressman Steve Chabot

“It makes good sense that you are trying to get to kids at a very young age, so my hat is off to all of you.” - Congressman Steve Chabot

“MoneyAndStuff.info is just fantastic. I can’t wait to let my kids get on that site! It will be a great help in shaping our future for kids.” - Teacher Sandy Carter

“I was so excited when I first learned about the MoneyAndStuff Web site that I was on it until 2:00 a.m. And it was a school night!” - Teacher Sandy Carter

“This is a wonderful Web site. We look forward to using it here at our school.” - Assistant Principal Lin Yates